How do I know
if bankruptcy is right for me?
Bankruptcy is not the end of the world, but it can be a new beginning. When you’re in debt, you’re dealing with creditors and collectors, trying to meet everyday expenses, and feeling as if you are under the gun. You may start living off your credit cards, taking out payday loans or car title loans, trying everything you can think of to get out from under your debt. However, with interest charges and mounting balances, you may end up feeling like a hamster in a wheel — running in place, or even going backwards!
Bankruptcy can help you get out of debt, either by liquidating (Chapter 7) or reorganizing (Chapter 13). Immediately, the phone stops ringing, the notices stop coming, and you can breathe again. Bankruptcy is not a magic wand, but is there to help you when you’ve gotten in over your head. With more than 20 years of experience in the field of bankruptcy, and over 25,000 success stories, we have the expertise to help you out of your tough situation and achieve a positive outcome.